Find the best car insurance cover at the lowest price. Compare 40+ providers in under 3 minutes.
Free to use · No registration required
Answer a few quick questions about your requirements and location.
We search across 58 plans providers to find your best options.
Compare results side-by-side and apply directly with your chosen provider.
Everything you need to know before you compare.
View all FAQsThird-party car insurance in Nigeria typically costs about ₦15,000 per year — the legal minimum. Comprehensive cover is usually 5–10% of your car's value, so roughly ₦100,000–₦250,000 a year for a car worth ₦2m–₦5m. Prices are indicative; your exact premium is confirmed by the insurer at checkout.
Yes. Every vehicle on Nigerian roads must have at least third-party motor insurance by law. Driving without it can attract a penalty of ₦250,000, imprisonment, or both. Comprehensive cover is optional but recommended for newer or higher-value cars.
Third-party insurance covers injury or damage you cause to other people and their property, and is the legal minimum. Comprehensive insurance also covers your own vehicle against accident, theft and fire. Comprehensive is recommended for newer or higher-value vehicles.
You can verify a Nigerian motor insurance policy on the Nigerian Insurance Industry Database (NIID) at askniid.org, or by dialling *565*11# and entering your vehicle registration number. Genuine, paid-for policies appear on the NIID immediately.
