Disclaimer

We are a comparison service, not an insurer

CompareMarket NG is an independent comparison platform. We are not an insurance company, not an insurance broker, and not a financial adviser. We do not underwrite policies, hold premiums, or settle claims. All insurance products are provided and underwritten by third-party NAICOM-licensed insurers, and purchases are completed through our technology partner, MyCover.ai. Your insurance contract is between you and the underwriting insurer — not CompareMarket NG.

How we make money

CompareMarket NG is free for you to use. We may earn a commission or referral fee from a provider when you buy a product after clicking through from our platform. This does not add any cost to you, and it does not change the price you pay. Commission arrangements do not influence the order in which products are shown — our rankings and editorial assessments are made independently. Where we cannot show a genuinely impartial position, we say so.

Prices and estimates are indicative

Prices, premiums and "estimated" figures shown on this site are indicative and for comparison purposes only. Percentage-based estimates (for example, a premium shown as a percentage of your vehicle or device value) are calculated from the value you enter and do not account for minimum premiums, underwriting loadings, taxes or insurer-specific rules. Your actual premium is confirmed by the insurer at checkout and is subject to underwriting. Always read the full policy wording before you buy.

Ratings and editorial content

Any scores, "our take", "best for" labels and similar commentary are CompareMarket NG's own editorial assessments to aid comparison. They are not verified customer reviews and are not a recommendation that a product is suitable for you. Product features, claim timelines and benefits are summarised from provider information and may change; confirm the current terms with the insurer.

Requirements and documents

Any "typically needed" documents or requirements shown on a product are an indicative guide only. The exact documents and information required are determined by the insurer and confirmed during checkout, and may differ from what is shown here.

No financial advice

Nothing on this site constitutes financial, insurance, legal or tax advice. The right cover depends on your individual circumstances. If you are unsure, seek advice from a suitably qualified, NAICOM-licensed professional before making a decision.

Regulation

Underwriting insurers shown on this platform are licensed by the National Insurance Commission (NAICOM); health maintenance organisations are accredited by the National Health Insurance Authority (NHIA/NHIS). Regulatory status is indicated per provider and is summarised in good faith from public information — verify a provider's current licensing directly with the relevant regulator.

Contact

Questions about this disclaimer? Email hello@comparemarket.ng.